The best way to insure that you get best coverage at the best price it is important to solicit multiple quotes from various insurance companies. You may save hundreds of dollars a year and thousands over your life. More tips to lower your insurance premiums:
* Increase your deductibles on collision and comprehensive coverages, consider dropping them altogether for older cars.
* Look for discounts. You may be eligible for a discount based on the number of miles you drive; your age (turning 25 or 50); your good grades if you are a student, your driving record (no moving vehicle violations or accidents in three years); or if you’ve taken a safe-driving course. You might also be able to get discounts if you insure more than one vehicle, insure your vehicle and your home with the same company, have anti-theft devices or have safety features such as air bags.
You can also find valuable information about car ownership in the Cars section.
Insurance Tips
* When shopping for insurance on the Internet, check that the website is secure. Look for the lock icon, a URL that begins “https:” and never provide personal data if you don’t trust the site.
* Be wary of people selling insurance door-to-door and over the telephone.
* Be suspicious if, after an accident, a stranger contacts you to offer “quick cash” or recommends a particular attorney or healthcare provider. Report the incident to your police department.
* Don’t give your insurance identification numbers to companies you don’t know.
* Carry a disposable camera in your glove compartment. If you are in an accident, take pictures of the damage and the people involved. Ask for names, telephone numbers and driver’s license information for all those involved. Getting contact information for any witnesses is also a good idea.